Dal Tex - Your Insurance Claims Specialist

Homeowner Insurance Claims

Secure your property!
Temporary repairs are also covered by insurance to protect your property from further loss or damage.
(A typical temporary roof repair should not exceed $300)

• Call your insurance agent: Report the possible loss; let the professionals determine the extent of the damage. (Even if your damages are hidden, you will be covered for 12 months
   
• Select your contractor: Protect your best interest by choosing a contractor familiar with the insurance claim process, as soon as possible. (If there are any discrepancies you will be represented professionally).
   
• Adjuster meeting: To insure the scope includes all damages, and your needs are met, at a "price agreeable" to the insurance company and your contractor, they should meet.
   
• Call your mortgage company: Advise them of your claim and inquire about their procedures for draft endorsement and contractor's affidavits, lien releases, etc.
   
• Send check to mortgage company: Do not endorse the check, send the check to your mortgage company and request their endorsement, first.
• Review & schedule project: After you and your contractor have agreed on the scope and terms of the claim, you should schedule the work to begin immediately.
   
• Accept material delivery: Verify the material mfg. & color with your contractor
   
• Inspect your project: Once the job is completed and your are 100% satisfied with the work, you should expect to pay the balance of your roofing project.
   
• Secure all documents: Keep all documentation in a safe place and treat it as you would any warranty information. Enjoy your newly restored home, and peace of mind!